Draft
Produce policy and procedure text built on current regulation and your own profile: risk appetite, products, customers, jurisdictions. Written to be defended, not to fill pages.
The compliance platform
Compliance, automated.
Regoria automates the documentation work behind the frameworks your business is judged on. Draft policies, audit the ones you already have, and stay current as the rules move. One platform, for teams of every size.
Days of review work, done in minutes
Every finding traced to a provision
Always current with the regulation
UK-based · ICO-registered
The platform
Four jobs that usually take four vendors
Most compliance tools either write documents or track tasks. Regoria connects your document to the regulation underneath it, and keeps that connection live as the rules move.
Audit
Upload what you already have. Each obligation is broken into the elements the provision requires, and your wording is assessed against them. Met, partial or gap, with the excerpt each verdict rests on.
Monitor
Regulatory sources are checked on a schedule. When a change touches an obligation your documents depend on, you are told which documents to revisit. Not a newsletter about the sector.
Evidence
Findings, remediation wording and the change history behind them come out as an artefact you can hand to a supervisor, a bank's onboarding team or your own board.
What we cover
Your whole compliance stack, in one place
Compliance is not one obligation. It is several stacks running at once, each with its own documents, owners and review cycles. Regoria handles them together.
Money in, money out
Financial crime
Stand up to a supervisor visit.
Payments
Keep client money and authentication clean.
Data and systems
Data privacy
Know what you hold and prove it.
IT & security compliance
Get audit-ready without the spreadsheets.
Third-party risk
Onboard vendors without the back-and-forth.
Running the firm
Governance & risk
Clear owners and board-ready reporting.
Operational resilience
Show you can take a hit and keep running.
Regulatory change
Find out before your auditor does.
Who we work with
Built for the industries the rules land hardest on
If your business carries a compliance obligation and a document that proves it, Regoria fits. These are the sectors we see most.
Fintech & payments
Move fast without leaving your obligations behind.
Banking & lending
Keep a complex control framework current and evidenced.
Crypto & digital assets
Meet the bar in a regime that is still being written.
Wealth & asset management
Document the risk you take on behalf of clients.
Insurance
Hold one framework across brokers, underwriters and MGAs.
Professional services
Law, accountancy and property, where supervision is close.
Gaming & gambling
Meet licence conditions without a standing consultancy bill.
SaaS & technology
Clear security review before it stalls the deal.
What you get back
A line for every obligation, and the sentence that is missing
An extract from an AML gap report. Every finding gives you the provision, what it requires, and exactly why your wording does or does not satisfy it.
AML Policy: provision gap report
Sample · 27 obligations assessed18
Met
6
Partial
3
Gap
11
Actions raised
Reg 18(1)
MLR 2017
MLR 2017
Firm-wide ML/TF risk assessment
Documented, covers customers, countries, products, delivery channels and transactions.
Met
Reg 30(2)
MLR 2017
MLR 2017
Identity verified before the relationship is established
Policy permits verification "as soon as practicable after onboarding" without stating the limited conditions in Reg 30(3) under which that is allowed. Wording needs to be narrowed.
Partial
Reg 40(5)
MLR 2017
MLR 2017
Deletion of personal data at the end of the retention period
Policy sets a five-year retention period but is silent on the requirement to delete personal data once that period ends. The obligation to retain is covered; the obligation to delete is not stated anywhere.
Gap
s 333A
POCA 2002
POCA 2002
Tipping off prohibition
No provision anywhere in the policy prohibits disclosing that a SAR has been made or that an investigation is contemplated. Staff have no instruction on this.
Gap
SYSC 6.3.8R
Director or senior manager with overall AML responsibility
Named individual identified with the responsibility recorded against the role.
Met
How it works
Three steps, no implementation project
Step one
Send the document
PDF or Word, exactly as it stands. No tidying it up first, that defeats the point.
Step two
Regoria runs the check
Every obligation assessed against your real wording, with the excerpt each verdict rests on.
Step three
You get the report
Met, partial or gap for each provision, with remediation wording for every finding.
Why firms run this
- An audit or supervisor visit is coming Better to find the problem yourself than have it found for you.
- The policy was inherited Written by a consultant years ago, amended twice, never re-checked against the rules.
- There is no in-house capacity The person responsible has a day job, and a full provision-level read takes days.
- A customer or partner has asked for evidence A cited report plus a remediation log is exactly what they are asking for.
Why Regoria is different
- Findings are cited, not asserted Every verdict names the provision and quotes the text it was drawn from.
- Verdicts come from elements, not opinions An obligation is met only when every element the provision requires is in your wording.
- Partial is a real answer Most failures are not silence. They are wording that is close but not sufficient.
- One platform, not four Drafting, audit, monitoring and evidence in the same place, on the same source of truth.
Questions
Common questions
What is Regoria?
A compliance platform. It drafts your compliance documentation, audits the
documents you already have against the regulation provision by provision, and watches
regulatory sources so you know when something you rely on has changed.
How accurate is the audit?
Every finding is tied to a specific provision and quotes the wording it was drawn
from, so you can check any verdict yourself in seconds. Nothing is scored out of ten and
nothing is asserted without the text behind it.
How long does it take?
A policy audit runs in minutes rather than the days a full provision-level read
takes by hand. Drafting a new document takes about as long as describing what you need.
What happens to the documents I upload?
They are used to produce your output and nothing else. They are not used to train
models, and we do not retain your document.
How do we get started?
Book a demo and we will walk through your frameworks and show you a report on one
of your own documents. Use the contact form
below. We reply within one working day.